Call reports 2008
NORTHWESTERN BANK — 2008
What NORTHWESTERN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 804,611,000 | 781,877,000 | 803,269,000 | 810,452,000 |
| Total loans | 643,517,000 | 655,709,000 | 679,853,000 | 742,612,000 |
| Allowance for loan losses | 8,742,000 | 7,537,000 | 7,303,000 | 8,345,000 |
| Securities available for sale | 368,000 | 364,000 | 363,000 | 370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,637,000 | 679,198,000 | 700,472,000 | 683,821,000 |
| Interest-bearing deposits | 663,841,000 | 640,733,000 | 657,706,000 | 641,077,000 |
| Noninterest-bearing deposits | 36,796,000 | 38,465,000 | 42,766,000 | 42,744,000 |
| Equity capital | 71,644,000 | 71,403,000 | 71,520,000 | 70,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,446,000 | 21,689,000 | 31,869,000 | 42,053,000 |
| Interest expense | 5,296,000 | 9,572,000 | 13,320,000 | 16,798,000 |
| Net interest income | 6,150,000 | 12,117,000 | 18,549,000 | 25,255,000 |
| Noninterest income | 3,728,000 | 7,169,000 | 10,194,000 | 13,739,000 |
| Noninterest expense | 7,603,000 | 15,292,000 | 22,981,000 | 30,798,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 3,557,000 |
| Pretax income | 1,975,000 | 3,394,000 | 4,862,000 | 4,639,000 |
| Income tax | 671,000 | 1,154,000 | 1,653,000 | 1,577,000 |
| Net income | 1,304,000 | 2,240,000 | 3,209,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,672,000 | 67,532,000 | 67,764,000 | 67,109,000 |
| Total capital | 76,034,000 | 75,069,000 | 75,067,000 | 75,454,000 |
| Risk-weighted assets | 668,554,000 | 669,632,000 | 697,593,000 | 726,140,000 |