Call reports 2007
NORTHWESTERN BANK — 2007
What NORTHWESTERN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 728,283,000 | 762,353,000 | 794,692,000 | 785,469,000 |
| Total loans | 633,848,000 | 656,737,000 | 643,297,000 | 643,186,000 |
| Allowance for loan losses | 8,365,000 | 8,507,000 | 8,747,000 | 8,686,000 |
| Securities available for sale | 355,000 | 356,000 | 358,000 | 361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,342,000 | 662,597,000 | 692,545,000 | 682,085,000 |
| Interest-bearing deposits | 556,209,000 | 580,399,000 | 610,689,000 | 651,029,000 |
| Noninterest-bearing deposits | 72,133,000 | 82,198,000 | 81,856,000 | 31,057,000 |
| Equity capital | 67,783,000 | 68,267,000 | 69,532,000 | 70,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,001,000 | 24,317,000 | 37,412,000 | 50,064,000 |
| Interest expense | 5,158,000 | 10,623,000 | 16,657,000 | 22,643,000 |
| Net interest income | 6,843,000 | 13,694,000 | 20,755,000 | 27,421,000 |
| Noninterest income | 2,775,000 | 5,603,000 | 8,464,000 | 11,570,000 |
| Noninterest expense | 7,063,000 | 14,286,000 | 21,772,000 | 29,018,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,400,000 |
| Pretax income | 2,255,000 | 4,411,000 | 6,547,000 | 8,573,000 |
| Income tax | 767,000 | 1,500,000 | 2,226,000 | 2,915,000 |
| Net income | 1,488,000 | 2,911,000 | 4,321,000 | 5,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,439,000 | 64,026,000 | 65,385,000 | 66,692,000 |
| Total capital | 71,306,000 | 72,190,000 | 73,535,000 | 74,968,000 |
| Risk-weighted assets | 628,823,000 | 652,769,000 | 651,442,000 | 661,679,000 |