Call reports 2006
NORTHWESTERN BANK — 2006
What NORTHWESTERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 704,519,000 | 679,361,000 | 685,944,000 | 707,313,000 |
| Total loans | 604,850,000 | 608,623,000 | 616,314,000 | 632,387,000 |
| Allowance for loan losses | 7,661,000 | 7,956,000 | 8,091,000 | 8,036,000 |
| Securities available for sale | 349,000 | 349,000 | 352,000 | 353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,323,000 | 587,202,000 | 591,020,000 | 604,007,000 |
| Interest-bearing deposits | 525,184,000 | 493,967,000 | 512,055,000 | 527,451,000 |
| Noninterest-bearing deposits | 77,139,000 | 93,235,000 | 78,965,000 | 76,556,000 |
| Equity capital | 61,627,000 | 62,585,000 | 64,387,000 | 66,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,644,000 | 22,008,000 | 33,751,000 | 45,674,000 |
| Interest expense | 3,880,000 | 8,179,000 | 12,664,000 | 17,537,000 |
| Net interest income | 6,764,000 | 13,829,000 | 21,087,000 | 28,137,000 |
| Noninterest income | 2,740,000 | 5,360,000 | 7,944,000 | 13,642,000 |
| Noninterest expense | 6,524,000 | 13,283,000 | 20,098,000 | 27,935,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,900,000 |
| Pretax income | 2,680,000 | 5,306,000 | 8,033,000 | 11,944,000 |
| Income tax | 911,000 | 1,804,000 | 2,731,000 | 4,261,000 |
| Net income | 1,769,000 | 3,502,000 | 5,302,000 | 7,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,860,000 | 57,929,000 | 59,839,000 | 61,852,000 |
| Total capital | 64,362,000 | 65,389,000 | 67,476,000 | 69,715,000 |
| Risk-weighted assets | 599,970,000 | 597,108,000 | 610,523,000 | 628,829,000 |