Call reports 2002
NORTHWESTERN BANK — 2002
What NORTHWESTERN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 433,552,000 | 457,962,000 | 534,727,000 | 515,634,000 |
| Total loans | 389,132,000 | 407,020,000 | 435,003,000 | 452,321,000 |
| Allowance for loan losses | 4,413,000 | 4,466,000 | 4,547,000 | 5,354,000 |
| Securities available for sale | 147,000 | 146,000 | 41,738,000 | 10,846,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,764,000 | 369,223,000 | 444,613,000 | 422,564,000 |
| Interest-bearing deposits | 318,531,000 | 323,025,000 | 387,685,000 | 378,823,000 |
| Noninterest-bearing deposits | 33,233,000 | 46,198,000 | 56,928,000 | 43,741,000 |
| Equity capital | 32,603,000 | 39,532,000 | 40,505,000 | 42,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,866,000 | 14,055,000 | 21,764,000 | 29,397,000 |
| Interest expense | 2,931,000 | 5,822,000 | 9,023,000 | 11,910,000 |
| Net interest income | 3,935,000 | 8,233,000 | 12,741,000 | 17,487,000 |
| Noninterest income | 2,272,000 | 4,256,000 | 7,268,000 | 13,011,000 |
| Noninterest expense | 4,379,000 | 9,178,000 | 15,158,000 | 21,764,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,100,000 |
| Pretax income | 1,753,000 | 3,161,000 | 4,626,000 | 7,634,000 |
| Income tax | 596,000 | 1,075,000 | 1,573,000 | 2,596,000 |
| Net income | 1,157,000 | 2,086,000 | 3,053,000 | 5,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,613,000 | 37,562,000 | 34,044,000 | 36,695,000 |
| Total capital | 34,962,000 | 42,028,000 | 38,591,000 | 41,865,000 |
| Risk-weighted assets | 347,896,000 | 386,846,000 | 419,944,000 | 413,453,000 |