Call reports 2001
NORTHWESTERN BANK — 2001
What NORTHWESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 343,310,000 | 353,007,000 | 393,612,000 | 406,323,000 |
| Total loans | 296,994,000 | 310,605,000 | 342,805,000 | 366,078,000 |
| Allowance for loan losses | 3,780,000 | 3,857,000 | 3,899,000 | 4,353,000 |
| Securities available for sale | 131,000 | 132,000 | 133,000 | 148,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,221,000 | 275,467,000 | 306,225,000 | 321,818,000 |
| Interest-bearing deposits | 235,861,000 | 240,916,000 | 267,742,000 | 284,338,000 |
| Noninterest-bearing deposits | 32,360,000 | 34,551,000 | 38,483,000 | 37,480,000 |
| Equity capital | 26,406,000 | 26,819,000 | 27,671,000 | 28,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,535,000 | 13,193,000 | 20,073,000 | 27,098,000 |
| Interest expense | 3,275,000 | 6,515,000 | 9,621,000 | 12,758,000 |
| Net interest income | 3,260,000 | 6,678,000 | 10,452,000 | 14,340,000 |
| Noninterest income | 1,436,000 | 3,245,000 | 4,852,000 | 7,585,000 |
| Noninterest expense | 3,589,000 | 8,115,000 | 12,131,000 | 16,976,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 750,000 |
| Pretax income | 1,032,000 | 1,658,000 | 2,948,000 | 4,199,000 |
| Income tax | 351,000 | 564,000 | 1,002,000 | 1,428,000 |
| Net income | 681,000 | 1,094,000 | 1,946,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,378,000 | 24,801,000 | 25,673,000 | 26,697,000 |
| Total capital | 27,527,000 | 28,104,000 | 29,263,000 | 30,635,000 |
| Risk-weighted assets | 251,284,000 | 263,656,000 | 286,897,000 | 314,594,000 |