Call reports 2012
GOLD CANYON BANK — 2012
What GOLD CANYON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,543,000 | 54,777,000 | 49,592,000 | 45,158,000 |
| Total loans | 27,211,000 | 27,072,000 | 26,927,000 | 26,755,000 |
| Allowance for loan losses | 634,000 | 585,000 | 675,000 | 897,000 |
| Securities available for sale | 18,019,000 | 17,431,000 | 13,008,000 | 8,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,335,000 | 52,974,000 | 47,919,000 | 44,174,000 |
| Interest-bearing deposits | 53,323,000 | 48,957,000 | 44,019,000 | 40,536,000 |
| Noninterest-bearing deposits | 4,012,000 | 4,017,000 | 3,900,000 | 3,638,000 |
| Equity capital | 2,165,000 | 1,764,000 | 1,632,000 | 959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 917,000 | 1,326,000 | 1,661,000 |
| Interest expense | 151,000 | 274,000 | 361,000 | 436,000 |
| Net interest income | 318,000 | 643,000 | 965,000 | 1,225,000 |
| Noninterest income | 2,000 | 34,000 | 41,000 | 49,000 |
| Noninterest expense | 566,000 | 1,158,000 | 1,755,000 | 2,304,000 |
| Provision for loan losses | 0 | 185,000 | 185,000 | 524,000 |
| Pretax income | -246,000 | -562,000 | -804,000 | -1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -246,000 | -562,000 | -804,000 | -1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,054,000 | 1,741,000 | 1,496,000 | 900,000 |
| Total capital | 2,477,000 | 2,145,000 | 1,897,000 | 1,292,000 |
| Risk-weighted assets | 33,593,000 | 32,150,000 | 31,762,000 | 30,826,000 |