Call reports 2011
GOLD CANYON BANK — 2011
What GOLD CANYON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,451,000 | 58,709,000 | 58,058,000 | 59,851,000 |
| Total loans | 29,303,000 | 28,261,000 | 28,525,000 | 27,670,000 |
| Allowance for loan losses | 808,000 | 723,000 | 758,000 | 620,000 |
| Securities available for sale | 22,082,000 | 21,185,000 | 14,199,000 | 13,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,107,000 | 56,185,000 | 55,111,000 | 57,316,000 |
| Interest-bearing deposits | 53,900,000 | 53,126,000 | 52,056,000 | 54,198,000 |
| Noninterest-bearing deposits | 3,207,000 | 3,059,000 | 3,055,000 | 3,118,000 |
| Equity capital | 2,261,000 | 2,439,000 | 2,900,000 | 2,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,208,000 | 1,762,000 | 2,237,000 |
| Interest expense | 183,000 | 364,000 | 531,000 | 692,000 |
| Net interest income | 420,000 | 844,000 | 1,231,000 | 1,545,000 |
| Noninterest income | -8,000 | 18,000 | 43,000 | -191,000 |
| Noninterest expense | 595,000 | 1,240,000 | 1,797,000 | 2,321,000 |
| Provision for loan losses | 30,000 | 62,000 | 72,000 | 72,000 |
| Pretax income | -213,000 | -440,000 | -594,000 | -1,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -213,000 | -440,000 | -594,000 | -1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,125,000 | 2,898,000 | 2,744,000 | 2,300,000 |
| Total capital | 3,598,000 | 3,355,000 | 3,194,000 | 2,743,000 |
| Risk-weighted assets | 37,506,000 | 36,281,000 | 35,648,000 | 35,278,000 |