Call reports 2010
GOLD CANYON BANK — 2010
What GOLD CANYON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,392,000 | 71,562,000 | 64,332,000 | 58,532,000 |
| Total loans | 30,387,000 | 30,053,000 | 29,137,000 | 30,419,000 |
| Allowance for loan losses | 868,000 | 644,000 | 703,000 | 803,000 |
| Securities available for sale | 36,844,000 | 35,648,000 | 27,812,000 | 22,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,291,000 | 66,430,000 | 60,045,000 | 55,870,000 |
| Interest-bearing deposits | 66,597,000 | 63,827,000 | 56,936,000 | 53,301,000 |
| Noninterest-bearing deposits | 2,694,000 | 2,603,000 | 3,109,000 | 2,569,000 |
| Equity capital | 4,990,000 | 5,074,000 | 4,201,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,530,000 | 2,254,000 | 2,891,000 |
| Interest expense | 283,000 | 537,000 | 760,000 | 952,000 |
| Net interest income | 457,000 | 993,000 | 1,494,000 | 1,939,000 |
| Noninterest income | 16,000 | 31,000 | 26,000 | 10,000 |
| Noninterest expense | 641,000 | 1,266,000 | 1,944,000 | 2,679,000 |
| Provision for loan losses | 45,000 | 165,000 | 672,000 | 992,000 |
| Pretax income | -213,000 | -407,000 | -1,085,000 | -1,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -213,000 | -407,000 | -1,085,000 | -1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,791,000 | 4,598,000 | 3,920,000 | 3,337,000 |
| Total capital | 5,291,000 | 5,092,000 | 4,384,000 | 3,804,000 |
| Risk-weighted assets | 39,596,000 | 39,329,000 | 36,910,000 | 37,009,000 |