Call reports 2009
GOLD CANYON BANK — 2009
What GOLD CANYON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,580,000 | 48,174,000 | 60,517,000 | 64,747,000 |
| Total loans | 29,077,000 | 30,245,000 | 30,258,000 | 31,082,000 |
| Allowance for loan losses | 535,000 | 585,000 | 615,000 | 828,000 |
| Securities available for sale | 5,144,000 | 7,234,000 | 22,907,000 | 28,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,914,000 | 41,259,000 | 53,766,000 | 59,868,000 |
| Interest-bearing deposits | 35,165,000 | 39,627,000 | 52,033,000 | 58,109,000 |
| Noninterest-bearing deposits | 1,749,000 | 1,632,000 | 1,733,000 | 1,759,000 |
| Equity capital | 5,622,000 | 6,864,000 | 6,704,000 | 4,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 982,000 | 1,564,000 | 2,260,000 |
| Interest expense | 244,000 | 492,000 | 779,000 | 1,102,000 |
| Net interest income | 246,000 | 490,000 | 785,000 | 1,158,000 |
| Noninterest income | 13,000 | 23,000 | 30,000 | 38,000 |
| Noninterest expense | 588,000 | 1,149,000 | 1,731,000 | 2,707,000 |
| Provision for loan losses | 30,000 | 80,000 | 110,000 | 938,000 |
| Pretax income | -359,000 | -716,000 | -1,026,000 | -2,433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -359,000 | -716,000 | -1,026,000 | -2,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,424,000 | 6,674,000 | 6,353,000 | 5,025,000 |
| Total capital | 5,827,000 | 7,112,000 | 6,822,000 | 5,507,000 |
| Risk-weighted assets | 32,150,000 | 34,921,000 | 37,408,000 | 38,225,000 |