Call reports 2008
GOLD CANYON BANK — 2008
What GOLD CANYON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,308,000 | 37,963,000 | 37,193,000 | 37,083,000 |
| Total loans | 18,402,000 | 22,566,000 | 24,475,000 | 27,671,000 |
| Allowance for loan losses | 253,000 | 293,000 | 469,000 | 505,000 |
| Securities available for sale | 5,902,000 | 5,600,000 | 5,458,000 | 5,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,998,000 | 31,124,000 | 30,871,000 | 31,116,000 |
| Interest-bearing deposits | 26,397,000 | 28,911,000 | 28,493,000 | 29,294,000 |
| Noninterest-bearing deposits | 1,601,000 | 2,213,000 | 2,378,000 | 1,822,000 |
| Equity capital | 7,277,000 | 6,803,000 | 6,286,000 | 5,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 904,000 | 1,404,000 | 1,890,000 |
| Interest expense | 257,000 | 523,000 | 784,000 | 1,022,000 |
| Net interest income | 166,000 | 381,000 | 620,000 | 868,000 |
| Noninterest income | 21,000 | 42,000 | 59,000 | 75,000 |
| Noninterest expense | 544,000 | 1,125,000 | 1,704,000 | 2,374,000 |
| Provision for loan losses | 20,000 | 60,000 | 250,000 | 505,000 |
| Pretax income | -377,000 | -762,000 | -1,275,000 | -1,936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -377,000 | -762,000 | -1,275,000 | -1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,277,000 | 6,892,000 | 6,379,000 | 5,783,000 |
| Total capital | 7,535,000 | 7,193,000 | 6,731,000 | 6,155,000 |
| Risk-weighted assets | 22,903,000 | 26,747,000 | 28,163,000 | 29,681,000 |