Call reports 2007
GOLD CANYON BANK — 2007
What GOLD CANYON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,894,000 | 22,256,000 | 23,568,000 | 27,493,000 |
| Total loans | 8,785,000 | 12,682,000 | 15,301,000 | 16,612,000 |
| Allowance for loan losses | 110,000 | 145,000 | 198,000 | 233,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,243,000 | 13,859,000 | 15,441,000 | 19,812,000 |
| Interest-bearing deposits | 10,590,000 | 13,321,000 | 14,393,000 | 18,441,000 |
| Noninterest-bearing deposits | 653,000 | 538,000 | 1,048,000 | 1,371,000 |
| Equity capital | 8,638,000 | 8,377,000 | 8,104,000 | 7,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 604,000 | 982,000 | 1,306,000 |
| Interest expense | 98,000 | 277,000 | 451,000 | 647,000 |
| Net interest income | 155,000 | 327,000 | 531,000 | 659,000 |
| Noninterest income | 4,000 | 7,000 | 22,000 | 38,000 |
| Noninterest expense | 401,000 | 802,000 | 1,241,000 | 1,875,000 |
| Provision for loan losses | 35,000 | 70,000 | 123,000 | 158,000 |
| Pretax income | -277,000 | -538,000 | -811,000 | -1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -277,000 | -538,000 | -811,000 | -1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,638,000 | 8,377,000 | 8,104,000 | 7,654,000 |
| Total capital | 8,753,000 | 8,527,000 | 8,307,000 | 7,892,000 |
| Risk-weighted assets | 12,315,000 | 14,434,000 | 16,961,000 | 19,825,000 |