Call reports 2006
GOLD CANYON BANK — 2006
What GOLD CANYON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 13,049,000 | 15,062,000 | 16,159,000 |
| Total loans | 739,000 | 3,439,000 | 6,088,000 |
| Allowance for loan losses | 20,000 | 50,000 | 75,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,622,000 | 5,800,000 | 7,238,000 |
| Interest-bearing deposits | 3,498,000 | 5,457,000 | 6,552,000 |
| Noninterest-bearing deposits | 124,000 | 343,000 | 686,000 |
| Equity capital | 9,424,000 | 9,178,000 | 8,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 90,000 | 281,000 | 489,000 |
| Interest expense | 37,000 | 100,000 | 173,000 |
| Net interest income | 53,000 | 181,000 | 316,000 |
| Noninterest income | 0 | 3,000 | 6,000 |
| Noninterest expense | 206,000 | 549,000 | 1,005,000 |
| Provision for loan losses | 20,000 | 50,000 | 75,000 |
| Pretax income | -173,000 | -415,000 | -758,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -173,000 | -415,000 | -758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 9,424,000 | 9,178,000 | 8,915,000 |
| Total capital | 9,444,000 | 9,228,000 | 8,995,000 |
| Risk-weighted assets | 5,341,000 | 7,455,000 | 8,904,000 |