Call reports 2023
CURRIE STATE BANK — 2023
What CURRIE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 87,812,000 | 94,849,000 | 88,746,000 | 94,300,000 |
| Total loans | 84,377,000 | 90,818,000 | 83,056,000 | 88,829,000 |
| Allowance for loan losses | 1,509,000 | 1,511,000 | 1,506,000 | 1,506,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,670,000 | 84,329,000 | 77,826,000 | 81,952,000 |
| Interest-bearing deposits | 58,866,000 | 65,780,000 | 61,280,000 | 65,191,000 |
| Noninterest-bearing deposits | 18,804,000 | 18,549,000 | 16,546,000 | 16,761,000 |
| Equity capital | 9,416,000 | 9,681,000 | 10,009,000 | 10,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,635,000 | 4,109,000 | 5,577,000 |
| Interest expense | 154,000 | 501,000 | 937,000 | 1,417,000 |
| Net interest income | 1,079,000 | 2,134,000 | 3,172,000 | 4,160,000 |
| Noninterest income | 34,000 | 60,000 | 91,000 | 112,000 |
| Noninterest expense | 673,000 | 1,378,000 | 1,996,000 | 2,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 816,000 | 1,267,000 | 1,633,000 |
| Income tax | 124,000 | 235,000 | 358,000 | 467,000 |
| Net income | 316,000 | 581,000 | 909,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,393,000 | 9,665,000 | 10,001,000 | 10,266,000 |