Call reports 2022
CURRIE STATE BANK — 2022
What CURRIE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 88,744,000 | 88,665,000 | 85,352,000 | 90,099,000 |
| Total loans | 75,000,000 | 77,315,000 | 80,267,000 | 85,742,000 |
| Allowance for loan losses | 1,204,000 | 1,443,000 | 1,447,000 | 1,505,000 |
| Securities available for sale | 110,000 | 110,000 | 110,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,021,000 | 78,630,000 | 75,011,000 | 72,720,000 |
| Interest-bearing deposits | 57,546,000 | 56,249,000 | 55,394,000 | 53,840,000 |
| Noninterest-bearing deposits | 21,475,000 | 22,381,000 | 19,618,000 | 18,880,000 |
| Equity capital | 9,005,000 | 9,314,000 | 9,590,000 | 9,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 2,003,000 | 3,110,000 | 4,338,000 |
| Interest expense | 81,000 | 152,000 | 223,000 | 336,000 |
| Net interest income | 904,000 | 1,851,000 | 2,887,000 | 4,002,000 |
| Noninterest income | 33,000 | 59,000 | 90,000 | 116,000 |
| Noninterest expense | 625,000 | 1,167,000 | 1,846,000 | 2,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 743,000 | 1,131,000 | 1,630,000 |
| Income tax | 88,000 | 211,000 | 322,000 | 462,000 |
| Net income | 224,000 | 532,000 | 809,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,950,000 | 9,266,000 | 9,551,000 | 9,918,000 |