Call reports 2021
CURRIE STATE BANK — 2021
What CURRIE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 90,392,000 | 89,799,000 | 87,948,000 | 84,991,000 |
| Total loans | 81,045,000 | 77,295,000 | 73,893,000 | 81,565,000 |
| Allowance for loan losses | 944,000 | 993,000 | 1,148,000 | 1,200,000 |
| Securities available for sale | 112,000 | 112,000 | 111,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,102,000 | 79,217,000 | 77,884,000 | 74,242,000 |
| Interest-bearing deposits | 61,265,000 | 59,285,000 | 56,895,000 | 54,985,000 |
| Noninterest-bearing deposits | 18,837,000 | 19,932,000 | 20,988,000 | 19,257,000 |
| Equity capital | 9,100,000 | 9,387,000 | 9,063,000 | 9,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,415,000 | 3,692,000 | 4,787,000 |
| Interest expense | 158,000 | 303,000 | 423,000 | 517,000 |
| Net interest income | 1,075,000 | 2,112,000 | 3,269,000 | 4,270,000 |
| Noninterest income | 30,000 | 54,000 | 84,000 | 111,000 |
| Noninterest expense | 661,000 | 1,275,000 | 1,933,000 | 2,590,000 |
| Provision for loan losses | 45,000 | 90,000 | 300,000 | 349,000 |
| Pretax income | 399,000 | 801,000 | 1,120,000 | 1,442,000 |
| Income tax | 114,000 | 228,000 | 318,000 | 400,000 |
| Net income | 285,000 | 573,000 | 802,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,012,000 | 9,308,000 | 8,992,000 | 9,240,000 |