Call reports 2020
CURRIE STATE BANK — 2020
What CURRIE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,844,000 | 88,586,000 | 92,501,000 | 92,671,000 |
| Total loans | 80,679,000 | 82,220,000 | 79,432,000 | 80,728,000 |
| Allowance for loan losses | 1,101,000 | 1,033,000 | 1,068,000 | 1,175,000 |
| Securities available for sale | 315,000 | 315,000 | 315,000 | 313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,221,000 | 77,274,000 | 82,533,000 | 82,532,000 |
| Interest-bearing deposits | 63,042,000 | 63,563,000 | 65,299,000 | 64,709,000 |
| Noninterest-bearing deposits | 11,179,000 | 13,712,000 | 17,234,000 | 17,822,000 |
| Equity capital | 7,990,000 | 8,243,000 | 8,534,000 | 8,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,569,000 | 3,815,000 | 5,033,000 |
| Interest expense | 281,000 | 529,000 | 735,000 | 918,000 |
| Net interest income | 987,000 | 2,040,000 | 3,080,000 | 4,115,000 |
| Noninterest income | 39,000 | 65,000 | 97,000 | 119,000 |
| Noninterest expense | 610,000 | 1,302,000 | 1,925,000 | 2,556,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 386,000 | 743,000 | 1,147,000 | 1,528,000 |
| Income tax | 109,000 | 214,000 | 326,000 | 425,000 |
| Net income | 277,000 | 529,000 | 821,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,823,000 | 8,085,000 | 8,429,000 | 8,719,000 |