Call reports 2019
CURRIE STATE BANK — 2019
What CURRIE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,334,000 | 83,532,000 | 82,753,000 | 87,106,000 |
| Total loans | 74,711,000 | 78,278,000 | 73,736,000 | 80,489,000 |
| Allowance for loan losses | 1,033,000 | 1,061,000 | 1,088,000 | 1,123,000 |
| Securities available for sale | 799,000 | 802,000 | 803,000 | 804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,107,000 | 72,896,000 | 73,007,000 | 72,854,000 |
| Interest-bearing deposits | 59,213,000 | 63,061,000 | 62,834,000 | 59,251,000 |
| Noninterest-bearing deposits | 9,894,000 | 9,835,000 | 10,173,000 | 13,603,000 |
| Equity capital | 7,708,000 | 7,978,000 | 8,265,000 | 8,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,437,000 | 3,718,000 | 4,972,000 |
| Interest expense | 231,000 | 509,000 | 803,000 | 1,080,000 |
| Net interest income | 988,000 | 1,928,000 | 2,915,000 | 3,892,000 |
| Noninterest income | 34,000 | 77,000 | 114,000 | 150,000 |
| Noninterest expense | 596,000 | 1,172,000 | 1,767,000 | 2,353,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 396,000 | 773,000 | 1,172,000 | 1,569,000 |
| Income tax | 113,000 | 221,000 | 334,000 | 444,000 |
| Net income | 283,000 | 552,000 | 838,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,500,000 | 7,780,000 | 8,077,000 | 8,375,000 |
| Total capital | 8,391,000 | 8,726,000 | 8,995,000 | 9,365,000 |
| Risk-weighted assets | 71,192,000 | 75,568,000 | 73,330,000 | 79,133,000 |