Call reports 2018
CURRIE STATE BANK — 2018
What CURRIE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,360,000 | 80,625,000 | 80,250,000 | 82,184,000 |
| Total loans | 72,812,000 | 75,029,000 | 74,759,000 | 74,375,000 |
| Allowance for loan losses | 911,000 | 925,000 | 954,000 | 995,000 |
| Securities available for sale | 1,293,000 | 1,292,000 | 1,295,000 | 1,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,889,000 | 65,897,000 | 69,474,000 | 70,918,000 |
| Interest-bearing deposits | 54,433,000 | 55,948,000 | 58,968,000 | 59,628,000 |
| Noninterest-bearing deposits | 10,456,000 | 9,949,000 | 10,505,000 | 11,289,000 |
| Equity capital | 7,391,000 | 7,733,000 | 8,058,000 | 8,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,329,000 | 3,562,000 | 4,807,000 |
| Interest expense | 148,000 | 327,000 | 538,000 | 769,000 |
| Net interest income | 990,000 | 2,002,000 | 3,024,000 | 4,038,000 |
| Noninterest income | 34,000 | 77,000 | 118,000 | 162,000 |
| Noninterest expense | 578,000 | 1,124,000 | 1,706,000 | 2,276,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 416,000 | 895,000 | 1,346,000 | 1,804,000 |
| Income tax | 119,000 | 256,000 | 383,000 | 519,000 |
| Net income | 297,000 | 639,000 | 963,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,145,000 | 7,498,000 | 7,833,000 | 8,166,000 |
| Total capital | 8,020,000 | 8,404,000 | 8,740,000 | 9,066,000 |
| Risk-weighted assets | 70,043,000 | 72,475,000 | 72,592,000 | 71,912,000 |