Call reports 2017
CURRIE STATE BANK — 2017
What CURRIE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,430,000 | 78,232,000 | 76,724,000 | 76,784,000 |
| Total loans | 72,164,000 | 72,915,000 | 70,637,000 | 69,827,000 |
| Allowance for loan losses | 748,000 | 779,000 | 845,000 | 863,000 |
| Securities available for sale | 1,309,000 | 1,312,000 | 1,309,000 | 1,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,302,000 | 68,485,000 | 62,283,000 | 65,377,000 |
| Interest-bearing deposits | 53,583,000 | 58,812,000 | 51,851,000 | 53,694,000 |
| Noninterest-bearing deposits | 11,720,000 | 9,673,000 | 10,432,000 | 11,683,000 |
| Equity capital | 7,054,000 | 7,391,000 | 7,718,000 | 8,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,170,000 | 3,329,000 | 4,449,000 |
| Interest expense | 93,000 | 208,000 | 331,000 | 464,000 |
| Net interest income | 967,000 | 1,962,000 | 2,998,000 | 3,985,000 |
| Noninterest income | 43,000 | 89,000 | 139,000 | 178,000 |
| Noninterest expense | 536,000 | 986,000 | 1,490,000 | 2,075,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 444,000 | 1,005,000 | 1,557,000 | 1,968,000 |
| Income tax | 180,000 | 406,000 | 629,000 | 648,000 |
| Net income | 264,000 | 599,000 | 928,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,812,000 | 7,156,000 | 7,494,000 | 7,894,000 |
| Total capital | 7,560,000 | 7,935,000 | 8,339,000 | 8,751,000 |
| Risk-weighted assets | 69,867,000 | 70,307,000 | 69,194,000 | 68,563,000 |