Call reports 2016
CURRIE STATE BANK — 2016
What CURRIE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,755,000 | 72,440,000 | 70,366,000 | 77,439,000 |
| Total loans | 68,106,000 | 65,922,000 | 65,418,000 | 71,973,000 |
| Allowance for loan losses | 689,000 | 708,000 | 702,000 | 721,000 |
| Securities available for sale | 2,089,000 | 2,102,000 | 1,330,000 | 1,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,791,000 | 65,768,000 | 56,383,000 | 69,000,000 |
| Interest-bearing deposits | 57,811,000 | 59,669,000 | 50,569,000 | 55,796,000 |
| Noninterest-bearing deposits | 6,980,000 | 6,099,000 | 5,814,000 | 13,204,000 |
| Equity capital | 6,232,000 | 6,008,000 | 6,256,000 | 7,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,940,000 | 2,925,000 | 3,904,000 |
| Interest expense | 98,000 | 204,000 | 310,000 | 413,000 |
| Net interest income | 858,000 | 1,736,000 | 2,615,000 | 3,491,000 |
| Noninterest income | 28,000 | 62,000 | 103,000 | 148,000 |
| Noninterest expense | 424,000 | 843,000 | 1,340,000 | 1,784,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 75,000 |
| Pretax income | 432,000 | 895,000 | 1,318,000 | 1,780,000 |
| Income tax | 174,000 | 361,000 | 532,000 | 714,000 |
| Net income | 258,000 | 534,000 | 786,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,217,000 | 5,984,000 | 6,236,000 | 7,315,000 |
| Total capital | 6,906,000 | 6,692,000 | 6,938,000 | 8,036,000 |
| Risk-weighted assets | 64,931,000 | 63,546,000 | 62,513,000 | 68,355,000 |