Call reports 2015
CURRIE STATE BANK — 2015
What CURRIE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,009,000 | 67,662,000 | 68,149,000 | 70,467,000 |
| Total loans | 60,797,000 | 62,399,000 | 62,688,000 | 63,675,000 |
| Allowance for loan losses | 634,000 | 636,000 | 645,000 | 666,000 |
| Securities available for sale | 2,129,000 | 2,112,000 | 2,110,000 | 2,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,599,000 | 57,059,000 | 59,823,000 | 60,760,000 |
| Interest-bearing deposits | 50,641,000 | 50,607,000 | 53,468,000 | 53,282,000 |
| Noninterest-bearing deposits | 5,958,000 | 6,452,000 | 6,355,000 | 7,478,000 |
| Equity capital | 5,651,000 | 5,456,000 | 5,723,000 | 5,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,724,000 | 2,614,000 | 3,531,000 |
| Interest expense | 82,000 | 169,000 | 259,000 | 355,000 |
| Net interest income | 756,000 | 1,555,000 | 2,355,000 | 3,176,000 |
| Noninterest income | 38,000 | 88,000 | 133,000 | 172,000 |
| Noninterest expense | 403,000 | 794,000 | 1,198,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 391,000 | 849,000 | 1,280,000 | 1,687,000 |
| Income tax | 160,000 | 342,000 | 516,000 | 673,000 |
| Net income | 231,000 | 507,000 | 764,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,637,000 | 5,452,000 | 5,709,000 | 5,959,000 |
| Total capital | 6,271,000 | 6,088,000 | 6,354,000 | 6,625,000 |
| Risk-weighted assets | 57,910,000 | 59,608,000 | 59,561,000 | 60,833,000 |