Call reports 2014
CURRIE STATE BANK — 2014
What CURRIE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,340,000 | 59,716,000 | 62,294,000 | 67,047,000 |
| Total loans | 53,308,000 | 53,485,000 | 56,471,000 | 60,795,000 |
| Allowance for loan losses | 583,000 | 605,000 | 631,000 | 632,000 |
| Securities available for sale | 1,645,000 | 2,145,000 | 2,112,000 | 2,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,861,000 | 51,985,000 | 50,157,000 | 57,579,000 |
| Interest-bearing deposits | 45,543,000 | 44,804,000 | 42,949,000 | 50,292,000 |
| Noninterest-bearing deposits | 7,318,000 | 7,181,000 | 7,208,000 | 7,287,000 |
| Equity capital | 5,059,000 | 4,936,000 | 5,172,000 | 5,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,602,000 | 2,406,000 | 3,255,000 |
| Interest expense | 71,000 | 142,000 | 214,000 | 291,000 |
| Net interest income | 742,000 | 1,460,000 | 2,192,000 | 2,964,000 |
| Noninterest income | 37,000 | 86,000 | 124,000 | 130,000 |
| Noninterest expense | 405,000 | 777,000 | 1,150,000 | 1,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 769,000 | 1,166,000 | 1,540,000 |
| Income tax | 146,000 | 301,000 | 457,000 | 614,000 |
| Net income | 228,000 | 468,000 | 709,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,080,000 | 4,948,000 | 5,189,000 | 5,406,000 |
| Total capital | 5,663,000 | 5,553,000 | 5,820,000 | 6,038,000 |
| Risk-weighted assets | 51,252,000 | 51,622,000 | 54,785,000 | 58,401,000 |