Call reports 2013
CURRIE STATE BANK — 2013
What CURRIE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,652,000 | 56,568,000 | 53,041,000 | 61,565,000 |
| Total loans | 47,867,000 | 47,371,000 | 47,558,000 | 55,650,000 |
| Allowance for loan losses | 479,000 | 480,000 | 470,000 | 522,000 |
| Securities available for sale | 1,576,000 | 1,721,000 | 1,691,000 | 1,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,429,000 | 51,839,000 | 47,360,000 | 50,982,000 |
| Interest-bearing deposits | 34,412,000 | 44,275,000 | 40,394,000 | 43,370,000 |
| Noninterest-bearing deposits | 7,017,000 | 7,564,000 | 6,966,000 | 7,612,000 |
| Equity capital | 4,311,000 | 4,466,000 | 4,676,000 | 4,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,461,000 | 2,173,000 | 2,930,000 |
| Interest expense | 77,000 | 155,000 | 224,000 | 298,000 |
| Net interest income | 648,000 | 1,306,000 | 1,949,000 | 2,632,000 |
| Noninterest income | 42,000 | 93,000 | 139,000 | 174,000 |
| Noninterest expense | 377,000 | 765,000 | 1,128,000 | 1,490,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 80,000 |
| Pretax income | 283,000 | 604,000 | 930,000 | 1,236,000 |
| Income tax | 102,000 | 216,000 | 334,000 | 484,000 |
| Net income | 181,000 | 388,000 | 596,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,281,000 | 4,488,000 | 4,696,000 | 4,852,000 |
| Total capital | 4,760,000 | 4,968,000 | 5,166,000 | 5,374,000 |
| Risk-weighted assets | 46,628,000 | 47,197,000 | 46,599,000 | 53,417,000 |