Call reports 2012
CURRIE STATE BANK — 2012
What CURRIE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,408,000 | 46,652,000 | 44,699,000 | 50,502,000 |
| Total loans | 40,983,000 | 40,950,000 | 39,094,000 | 45,190,000 |
| Allowance for loan losses | 381,000 | 454,000 | 461,000 | 475,000 |
| Securities available for sale | 1,757,000 | 1,467,000 | 922,000 | 1,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,607,000 | 42,076,000 | 38,356,000 | 42,607,000 |
| Interest-bearing deposits | 32,596,000 | 37,638,000 | 33,162,000 | 36,515,000 |
| Noninterest-bearing deposits | 5,011,000 | 4,438,000 | 5,194,000 | 6,092,000 |
| Equity capital | 4,097,000 | 4,226,000 | 4,411,000 | 4,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,411,000 | 2,080,000 | 2,783,000 |
| Interest expense | 116,000 | 228,000 | 331,000 | 426,000 |
| Net interest income | 582,000 | 1,183,000 | 1,749,000 | 2,357,000 |
| Noninterest income | 39,000 | 83,000 | 136,000 | 166,000 |
| Noninterest expense | 378,000 | 736,000 | 1,066,000 | 1,415,000 |
| Provision for loan losses | 40,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 203,000 | 390,000 | 679,000 | 968,000 |
| Income tax | 73,000 | 132,000 | 236,000 | 350,000 |
| Net income | 130,000 | 258,000 | 443,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,060,000 | 4,188,000 | 4,373,000 | 4,548,000 |
| Total capital | 4,441,000 | 4,642,000 | 4,834,000 | 5,023,000 |
| Risk-weighted assets | 40,404,000 | 40,461,000 | 38,474,000 | 44,063,000 |