Call reports 2011
CURRIE STATE BANK — 2011
What CURRIE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,062,000 | 43,746,000 | 44,508,000 | 46,722,000 |
| Total loans | 36,187,000 | 37,251,000 | 36,886,000 | 41,193,000 |
| Allowance for loan losses | 371,000 | 376,000 | 377,000 | 404,000 |
| Securities available for sale | 2,070,000 | 1,527,000 | 1,600,000 | 1,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,917,000 | 38,369,000 | 39,923,000 | 36,085,000 |
| Interest-bearing deposits | 34,139,000 | 34,865,000 | 35,076,000 | 31,127,000 |
| Noninterest-bearing deposits | 3,778,000 | 3,504,000 | 4,847,000 | 4,958,000 |
| Equity capital | 3,913,000 | 4,065,000 | 4,195,000 | 4,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,400,000 | 2,079,000 | 2,762,000 |
| Interest expense | 204,000 | 373,000 | 524,000 | 662,000 |
| Net interest income | 486,000 | 1,027,000 | 1,555,000 | 2,100,000 |
| Noninterest income | 14,000 | 85,000 | 28,000 | 71,000 |
| Noninterest expense | 359,000 | 717,000 | 1,000,000 | 1,395,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 50,000 |
| Pretax income | 141,000 | 375,000 | 563,000 | 726,000 |
| Income tax | 55,000 | 146,000 | 218,000 | 267,000 |
| Net income | 86,000 | 229,000 | 345,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,902,000 | 4,044,000 | 4,160,000 | 4,275,000 |
| Total capital | 4,273,000 | 4,420,000 | 4,537,000 | 4,679,000 |
| Risk-weighted assets | 35,864,000 | 36,612,000 | 35,802,000 | 40,725,000 |