Call reports 2010
CURRIE STATE BANK — 2010
What CURRIE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,840,000 | 46,457,000 | 44,458,000 | 44,871,000 |
| Total loans | 39,671,000 | 40,225,000 | 38,557,000 | 39,638,000 |
| Allowance for loan losses | 508,000 | 516,000 | 419,000 | 376,000 |
| Securities available for sale | 1,859,000 | 1,269,000 | 1,201,000 | 1,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,057,000 | 40,925,000 | 40,264,000 | 39,870,000 |
| Interest-bearing deposits | 38,120,000 | 38,217,000 | 37,017,000 | 36,225,000 |
| Noninterest-bearing deposits | 2,937,000 | 2,708,000 | 3,247,000 | 3,645,000 |
| Equity capital | 3,712,000 | 3,808,000 | 3,890,000 | 3,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,540,000 | 2,296,000 | 3,035,000 |
| Interest expense | 311,000 | 577,000 | 811,000 | 1,033,000 |
| Net interest income | 423,000 | 963,000 | 1,485,000 | 2,002,000 |
| Noninterest income | 51,000 | 66,000 | 76,000 | 74,000 |
| Noninterest expense | 422,000 | 815,000 | 1,206,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 214,000 | 355,000 | 448,000 |
| Income tax | 23,000 | 88,000 | 157,000 | 170,000 |
| Net income | 29,000 | 126,000 | 198,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,702,000 | 3,799,000 | 3,871,000 | 3,951,000 |
| Total capital | 4,206,000 | 4,301,000 | 4,290,000 | 4,327,000 |
| Risk-weighted assets | 40,343,000 | 40,143,000 | 38,249,000 | 39,399,000 |