Call reports 2009
CURRIE STATE BANK — 2009
What CURRIE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,459,000 | 45,172,000 | 45,809,000 | 47,389,000 |
| Total loans | 41,295,000 | 39,309,000 | 37,932,000 | 37,760,000 |
| Allowance for loan losses | 1,048,000 | 831,000 | 429,000 | 436,000 |
| Securities available for sale | 1,191,000 | 761,000 | 1,937,000 | 2,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,259,000 | 41,397,000 | 41,964,000 | 43,537,000 |
| Interest-bearing deposits | 38,034,000 | 38,298,000 | 38,616,000 | 39,833,000 |
| Noninterest-bearing deposits | 3,225,000 | 3,099,000 | 3,348,000 | 3,704,000 |
| Equity capital | 3,783,000 | 3,636,000 | 3,693,000 | 3,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,534,000 | 2,270,000 | 2,999,000 |
| Interest expense | 400,000 | 753,000 | 1,089,000 | 1,416,000 |
| Net interest income | 391,000 | 781,000 | 1,181,000 | 1,583,000 |
| Noninterest income | 37,000 | 125,000 | 191,000 | 242,000 |
| Noninterest expense | 434,000 | 953,000 | 1,354,000 | 1,848,000 |
| Provision for loan losses | 0 | 205,000 | 205,000 | 205,000 |
| Pretax income | -6,000 | -252,000 | -187,000 | -228,000 |
| Income tax | -18,000 | -122,000 | -112,000 | -145,000 |
| Net income | 12,000 | -130,000 | -75,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,768,000 | 3,626,000 | 3,681,000 | 3,673,000 |
| Total capital | 4,300,000 | 4,133,000 | 4,110,000 | 4,109,000 |
| Risk-weighted assets | 42,028,000 | 40,213,000 | 39,464,000 | 39,437,000 |