Call reports 2008
CURRIE STATE BANK — 2008
What CURRIE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 52,323,000 | 52,335,000 | 52,836,000 | 49,863,000 |
| Total loans | 42,686,000 | 44,522,000 | 41,877,000 | 40,931,000 |
| Allowance for loan losses | 1,121,000 | 1,131,000 | 1,122,000 | 1,129,000 |
| Securities available for sale | 2,380,000 | 2,274,000 | 3,026,000 | 2,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,092,000 | 48,140,000 | 48,642,000 | 45,514,000 |
| Interest-bearing deposits | 44,985,000 | 45,248,000 | 44,794,000 | 41,987,000 |
| Noninterest-bearing deposits | 3,107,000 | 2,892,000 | 3,848,000 | 3,527,000 |
| Equity capital | 3,853,000 | 3,832,000 | 3,830,000 | 3,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,856,000 | 2,810,000 | 3,627,000 |
| Interest expense | 523,000 | 997,000 | 1,472,000 | 1,921,000 |
| Net interest income | 455,000 | 859,000 | 1,338,000 | 1,706,000 |
| Noninterest income | -27,000 | 37,000 | 63,000 | 89,000 |
| Noninterest expense | 515,000 | 987,000 | 1,497,000 | 1,985,000 |
| Provision for loan losses | 476,000 | 476,000 | 476,000 | 476,000 |
| Pretax income | -563,000 | -567,000 | -572,000 | -666,000 |
| Income tax | -235,000 | -239,000 | -225,000 | -254,000 |
| Net income | -328,000 | -328,000 | -347,000 | -412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,840,000 | 3,839,000 | 3,821,000 | 3,756,000 |
| Total capital | 4,390,000 | 4,410,000 | 4,375,000 | 4,294,000 |
| Risk-weighted assets | 43,435,000 | 45,112,000 | 43,761,000 | 42,446,000 |