Call reports 2007
CURRIE STATE BANK — 2007
What CURRIE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,589,000 | 54,598,000 | 54,181,000 | 55,067,000 |
| Total loans | 46,637,000 | 47,957,000 | 49,122,000 | 45,833,000 |
| Allowance for loan losses | 490,000 | 523,000 | 736,000 | 784,000 |
| Securities available for sale | 953,000 | 1,251,000 | 1,265,000 | 2,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,026,000 | 49,781,000 | 48,570,000 | 50,451,000 |
| Interest-bearing deposits | 45,485,000 | 47,345,000 | 46,005,000 | 46,726,000 |
| Noninterest-bearing deposits | 2,541,000 | 2,436,000 | 2,565,000 | 3,725,000 |
| Equity capital | 4,092,000 | 4,259,000 | 4,177,000 | 4,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,997,000 | 2,984,000 | 3,964,000 |
| Interest expense | 451,000 | 986,000 | 1,525,000 | 2,070,000 |
| Net interest income | 480,000 | 1,011,000 | 1,459,000 | 1,894,000 |
| Noninterest income | 72,000 | 153,000 | 245,000 | 316,000 |
| Noninterest expense | 404,000 | 842,000 | 1,222,000 | 1,705,000 |
| Provision for loan losses | 66,000 | 111,000 | 436,000 | 487,000 |
| Pretax income | 82,000 | 211,000 | 46,000 | 18,000 |
| Income tax | 37,000 | 95,000 | 20,000 | 4,000 |
| Net income | 45,000 | 116,000 | 26,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,099,000 | 4,270,000 | 4,179,000 | 4,167,000 |
| Total capital | 4,589,000 | 4,793,000 | 4,782,000 | 4,738,000 |
| Risk-weighted assets | 44,099,000 | 46,742,000 | 48,074,000 | 45,434,000 |