Call reports 2006
CURRIE STATE BANK — 2006
What CURRIE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,360,000 | 37,336,000 | 40,855,000 | 43,372,000 |
| Total loans | 30,609,000 | 33,027,000 | 36,759,000 | 39,242,000 |
| Allowance for loan losses | 323,000 | 351,000 | 376,000 | 424,000 |
| Securities available for sale | 1,203,000 | 1,191,000 | 954,000 | 953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,779,000 | 32,419,000 | 35,265,000 | 39,247,000 |
| Interest-bearing deposits | 28,883,000 | 30,355,000 | 32,953,000 | 37,051,000 |
| Noninterest-bearing deposits | 1,896,000 | 2,064,000 | 2,312,000 | 2,196,000 |
| Equity capital | 2,567,000 | 2,806,000 | 3,210,000 | 3,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,267,000 | 2,019,000 | 2,856,000 |
| Interest expense | 243,000 | 542,000 | 888,000 | 1,288,000 |
| Net interest income | 356,000 | 725,000 | 1,131,000 | 1,568,000 |
| Noninterest income | 63,000 | 131,000 | 189,000 | 274,000 |
| Noninterest expense | 301,000 | 596,000 | 937,000 | 1,320,000 |
| Provision for loan losses | 15,000 | 80,000 | 105,000 | 153,000 |
| Pretax income | 103,000 | 180,000 | 278,000 | 369,000 |
| Income tax | 45,000 | 77,000 | 121,000 | 149,000 |
| Net income | 58,000 | 103,000 | 157,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,582,000 | 2,826,000 | 3,220,000 | 3,434,000 |
| Total capital | 2,905,000 | 3,177,000 | 3,596,000 | 3,858,000 |
| Risk-weighted assets | 28,961,000 | 31,608,000 | 35,133,000 | 37,408,000 |