Call reports 2004
CURRIE STATE BANK — 2004
What CURRIE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,576,000 | 24,640,000 | 25,277,000 | 25,436,000 |
| Total loans | 19,296,000 | 21,713,000 | 20,093,000 | 21,805,000 |
| Allowance for loan losses | 211,000 | 226,000 | 241,000 | 241,000 |
| Securities available for sale | 1,227,000 | 1,351,000 | 1,589,000 | 1,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,568,000 | 22,683,000 | 23,220,000 | 22,891,000 |
| Interest-bearing deposits | 17,928,000 | 21,247,000 | 21,467,000 | 20,452,000 |
| Noninterest-bearing deposits | 1,640,000 | 1,436,000 | 1,753,000 | 2,439,000 |
| Equity capital | 1,655,000 | 1,750,000 | 1,814,000 | 1,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 709,000 | 1,091,000 | 1,483,000 |
| Interest expense | 106,000 | 220,000 | 359,000 | 497,000 |
| Net interest income | 232,000 | 489,000 | 732,000 | 986,000 |
| Noninterest income | 20,000 | 69,000 | 155,000 | 195,000 |
| Noninterest expense | 186,000 | 395,000 | 621,000 | 870,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 51,000 | 133,000 | 221,000 | 251,000 |
| Income tax | 20,000 | 54,000 | 90,000 | 92,000 |
| Net income | 31,000 | 79,000 | 131,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,635,000 | 1,752,000 | 1,805,000 | 1,832,000 |
| Total capital | 1,846,000 | 1,978,000 | 2,038,000 | 2,073,000 |
| Risk-weighted assets | 18,058,000 | 19,426,000 | 18,640,000 | 19,826,000 |