Call reports 2003
CURRIE STATE BANK — 2003
What CURRIE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,300,000 | 20,572,000 | 20,960,000 | 21,383,000 |
| Total loans | 14,985,000 | 16,946,000 | 17,615,000 | 19,048,000 |
| Allowance for loan losses | 164,000 | 183,000 | 198,000 | 195,000 |
| Securities available for sale | 1,145,000 | 1,033,000 | 921,000 | 1,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,609,000 | 18,889,000 | 19,234,000 | 18,521,000 |
| Interest-bearing deposits | 16,251,000 | 17,423,000 | 17,979,000 | 17,185,000 |
| Noninterest-bearing deposits | 1,358,000 | 1,466,000 | 1,255,000 | 1,336,000 |
| Equity capital | 1,493,000 | 1,515,000 | 1,547,000 | 1,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 664,000 | 990,000 | 1,321,000 |
| Interest expense | 122,000 | 243,000 | 364,000 | 478,000 |
| Net interest income | 231,000 | 421,000 | 626,000 | 843,000 |
| Noninterest income | 19,000 | 35,000 | 53,000 | 75,000 |
| Noninterest expense | 141,000 | 298,000 | 437,000 | 615,000 |
| Provision for loan losses | 52,000 | 72,000 | 87,000 | 102,000 |
| Pretax income | 70,000 | 99,000 | 168,000 | 214,000 |
| Income tax | 26,000 | 37,000 | 66,000 | 74,000 |
| Net income | 44,000 | 62,000 | 102,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,473,000 | 1,491,000 | 1,531,000 | 1,568,000 |
| Total capital | 1,637,000 | 1,674,000 | 1,729,000 | 1,763,000 |
| Risk-weighted assets | 13,884,000 | 15,721,000 | 16,327,000 | 17,507,000 |