Call reports 2002
CURRIE STATE BANK — 2002
What CURRIE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,612,000 | 18,489,000 | 19,032,000 | 19,408,000 |
| Total loans | 12,627,000 | 13,585,000 | 12,744,000 | 13,652,000 |
| Allowance for loan losses | 167,000 | 200,000 | 202,000 | 170,000 |
| Securities available for sale | 2,413,000 | 2,024,000 | 3,224,000 | 2,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,938,000 | 16,766,000 | 17,235,000 | 17,593,000 |
| Interest-bearing deposits | 15,992,000 | 15,794,000 | 16,325,000 | 16,211,000 |
| Noninterest-bearing deposits | 946,000 | 972,000 | 910,000 | 1,382,000 |
| Equity capital | 1,400,000 | 1,431,000 | 1,480,000 | 1,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 644,000 | 942,000 | 1,234,000 |
| Interest expense | 159,000 | 304,000 | 450,000 | 589,000 |
| Net interest income | 170,000 | 340,000 | 492,000 | 645,000 |
| Noninterest income | 14,000 | 29,000 | 46,000 | 71,000 |
| Noninterest expense | 120,000 | 242,000 | 355,000 | 496,000 |
| Provision for loan losses | 10,000 | 20,000 | 22,000 | 22,000 |
| Pretax income | 56,000 | 109,000 | 163,000 | 200,000 |
| Income tax | 22,000 | 47,000 | 67,000 | 71,000 |
| Net income | 34,000 | 62,000 | 96,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,394,000 | 1,422,000 | 1,456,000 | 1,489,000 |
| Total capital | 1,551,000 | 1,580,000 | 1,611,000 | 1,650,000 |
| Risk-weighted assets | 12,517,000 | 12,587,000 | 12,361,000 | 12,901,000 |