Call reports 2001
CURRIE STATE BANK — 2001
What CURRIE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,135,000 | 17,186,000 | 18,445,000 | 20,043,000 |
| Total loans | 9,695,000 | 10,029,000 | 9,051,000 | 12,041,000 |
| Allowance for loan losses | 163,000 | 164,000 | 152,000 | 158,000 |
| Securities available for sale | 1,017,000 | 794,000 | 575,000 | 2,792,000 |
| Securities held to maturity | 2,512,000 | 3,000,000 | 3,107,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,462,000 | 15,478,000 | 16,809,000 | 17,611,000 |
| Interest-bearing deposits | 14,588,000 | 14,677,000 | 15,769,000 | 16,471,000 |
| Noninterest-bearing deposits | 874,000 | 801,000 | 1,040,000 | 1,140,000 |
| Equity capital | 1,382,000 | 1,411,000 | 1,340,000 | 1,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 641,000 | 934,000 | 1,254,000 |
| Interest expense | 199,000 | 396,000 | 584,000 | 767,000 |
| Net interest income | 118,000 | 245,000 | 350,000 | 487,000 |
| Noninterest income | 17,000 | 33,000 | 48,000 | 69,000 |
| Noninterest expense | 107,000 | 216,000 | 319,000 | 424,000 |
| Provision for loan losses | 10,000 | 10,000 | 100,000 | 105,000 |
| Pretax income | 25,000 | 60,000 | -13,000 | 34,000 |
| Income tax | 0 | 5,000 | 5,000 | 13,000 |
| Net income | 25,000 | 55,000 | -18,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,374,000 | 1,403,000 | 1,331,000 | 1,370,000 |
| Total capital | 1,498,000 | 1,529,000 | 1,453,000 | 1,527,000 |
| Risk-weighted assets | 9,920,000 | 10,062,000 | 9,743,000 | 12,523,000 |