Call reports 2008
FIRST NATIONAL BANK OF ILLINOIS — 2008
What FIRST NATIONAL BANK OF ILLINOIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 395,700,000 | 396,158,000 | 389,659,000 | 395,841,000 |
| Total loans | 253,776,000 | 251,649,000 | 255,116,000 | 253,210,000 |
| Allowance for loan losses | 2,762,000 | 2,837,000 | 2,696,000 | 4,409,000 |
| Securities available for sale | 95,081,000 | 97,099,000 | 90,711,000 | 93,421,000 |
| Securities held to maturity | 8,032,000 | 7,609,000 | 7,531,000 | 7,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,197,000 | 327,417,000 | 316,521,000 | 326,576,000 |
| Interest-bearing deposits | 296,845,000 | 283,182,000 | 275,063,000 | 289,699,000 |
| Noninterest-bearing deposits | 42,352,000 | 44,235,000 | 41,458,000 | 36,877,000 |
| Equity capital | 37,585,000 | 37,018,000 | 36,641,000 | 37,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,382,000 | 10,486,000 | 15,569,000 | 20,439,000 |
| Interest expense | 2,686,000 | 4,927,000 | 6,923,000 | 8,746,000 |
| Net interest income | 2,696,000 | 5,559,000 | 8,646,000 | 11,693,000 |
| Noninterest income | 708,000 | 1,459,000 | 2,273,000 | 2,969,000 |
| Noninterest expense | 2,733,000 | 5,460,000 | 8,104,000 | 10,705,000 |
| Provision for loan losses | 105,000 | 210,000 | 335,000 | 2,170,000 |
| Pretax income | 648,000 | 1,445,000 | 2,127,000 | 1,573,000 |
| Income tax | 92,000 | 241,000 | 404,000 | 74,000 |
| Net income | 556,000 | 1,204,000 | 1,723,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,634,000 | 35,932,000 | 36,287,000 | 35,630,000 |
| Total capital | 38,396,000 | 38,769,000 | 38,983,000 | 39,407,000 |
| Risk-weighted assets | 338,303,000 | 321,249,000 | 297,596,000 | 301,555,000 |