Call reports 2007
FIRST NATIONAL BANK OF ILLINOIS — 2007
What FIRST NATIONAL BANK OF ILLINOIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 370,828,000 | 365,918,000 | 383,363,000 | 396,651,000 |
| Total loans | 204,110,000 | 216,963,000 | 229,144,000 | 244,315,000 |
| Allowance for loan losses | 2,849,000 | 2,916,000 | 2,883,000 | 2,744,000 |
| Securities available for sale | 109,396,000 | 103,763,000 | 105,186,000 | 103,929,000 |
| Securities held to maturity | 8,769,000 | 9,223,000 | 9,023,000 | 8,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,185,000 | 296,953,000 | 311,108,000 | 339,687,000 |
| Interest-bearing deposits | 256,346,000 | 250,358,000 | 262,443,000 | 290,813,000 |
| Noninterest-bearing deposits | 50,839,000 | 46,595,000 | 48,665,000 | 48,874,000 |
| Equity capital | 36,699,000 | 36,566,000 | 37,444,000 | 37,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,343,000 | 10,998,000 | 16,718,000 | 22,554,000 |
| Interest expense | 2,612,000 | 5,360,000 | 8,148,000 | 11,090,000 |
| Net interest income | 2,731,000 | 5,638,000 | 8,570,000 | 11,464,000 |
| Noninterest income | 672,000 | 1,438,000 | 2,181,000 | 2,999,000 |
| Noninterest expense | 2,595,000 | 5,229,000 | 7,916,000 | 10,534,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 758,000 | 1,754,000 | 2,669,000 | 3,703,000 |
| Income tax | 110,000 | 302,000 | 461,000 | 653,000 |
| Net income | 648,000 | 1,452,000 | 2,208,000 | 3,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,445,000 | 35,949,000 | 36,185,000 | 35,578,000 |
| Total capital | 38,294,000 | 38,865,000 | 39,068,000 | 38,323,000 |
| Risk-weighted assets | 276,524,000 | 288,961,000 | 298,358,000 | 309,657,000 |