Call reports 2005
FIRST NATIONAL BANK OF ILLINOIS — 2005
What FIRST NATIONAL BANK OF ILLINOIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 353,686,000 | 359,039,000 | 364,605,000 | 353,743,000 |
| Total loans | 193,228,000 | 203,916,000 | 197,373,000 | 203,966,000 |
| Allowance for loan losses | 2,366,000 | 2,437,000 | 2,508,000 | 2,560,000 |
| Securities available for sale | 106,570,000 | 104,331,000 | 100,192,000 | 99,825,000 |
| Securities held to maturity | 13,000,000 | 11,994,000 | 12,064,000 | 10,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,333,000 | 299,193,000 | 304,117,000 | 286,893,000 |
| Interest-bearing deposits | 255,114,000 | 255,194,000 | 257,177,000 | 235,877,000 |
| Noninterest-bearing deposits | 40,219,000 | 43,999,000 | 46,940,000 | 51,016,000 |
| Equity capital | 34,702,000 | 36,070,000 | 36,365,000 | 35,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,416,000 | 9,137,000 | 14,048,000 | 18,834,000 |
| Interest expense | 1,368,000 | 2,918,000 | 4,646,000 | 6,535,000 |
| Net interest income | 3,048,000 | 6,219,000 | 9,402,000 | 12,299,000 |
| Noninterest income | 569,000 | 1,229,000 | 1,921,000 | 2,613,000 |
| Noninterest expense | 2,376,000 | 4,803,000 | 7,442,000 | 9,972,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,168,000 | 2,497,000 | 3,658,000 | 4,642,000 |
| Income tax | 222,000 | 526,000 | 771,000 | 840,000 |
| Net income | 946,000 | 1,971,000 | 2,887,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,790,000 | 34,666,000 | 35,282,000 | 34,397,000 |
| Total capital | 36,156,000 | 37,103,000 | 37,790,000 | 36,957,000 |
| Risk-weighted assets | 253,858,000 | 263,351,000 | 265,577,000 | 269,652,000 |