Call reports 2004
FIRST NATIONAL BANK OF ILLINOIS — 2004
What FIRST NATIONAL BANK OF ILLINOIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 333,801,000 | 344,767,000 | 355,052,000 | 356,397,000 |
| Total loans | 174,199,000 | 179,409,000 | 183,955,000 | 190,679,000 |
| Allowance for loan losses | 2,158,000 | 2,220,000 | 2,258,000 | 2,336,000 |
| Securities available for sale | 104,647,000 | 103,428,000 | 108,398,000 | 112,618,000 |
| Securities held to maturity | 14,513,000 | 14,416,000 | 13,673,000 | 13,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,063,000 | 279,364,000 | 293,634,000 | 299,590,000 |
| Interest-bearing deposits | 237,327,000 | 240,517,000 | 248,970,000 | 253,655,000 |
| Noninterest-bearing deposits | 36,736,000 | 38,847,000 | 44,664,000 | 45,935,000 |
| Equity capital | 41,034,000 | 39,829,000 | 35,803,000 | 34,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,829,000 | 7,733,000 | 11,761,000 | 16,063,000 |
| Interest expense | 1,164,000 | 2,312,000 | 3,503,000 | 4,773,000 |
| Net interest income | 2,665,000 | 5,421,000 | 8,258,000 | 11,290,000 |
| Noninterest income | 514,000 | 1,075,000 | 1,683,000 | 2,245,000 |
| Noninterest expense | 2,249,000 | 4,503,000 | 6,876,000 | 9,093,000 |
| Provision for loan losses | 44,000 | 112,000 | 162,000 | 237,000 |
| Pretax income | 894,000 | 1,893,000 | 2,915,000 | 4,218,000 |
| Income tax | 112,000 | 284,000 | 440,000 | 714,000 |
| Net income | 782,000 | 1,609,000 | 2,475,000 | 3,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,171,000 | 38,849,000 | 33,696,000 | 33,145,000 |
| Total capital | 40,329,000 | 41,069,000 | 35,954,000 | 35,481,000 |
| Risk-weighted assets | 223,286,000 | 231,141,000 | 239,438,000 | 244,978,000 |