Call reports 2003
FIRST NATIONAL BANK OF ILLINOIS — 2003
What FIRST NATIONAL BANK OF ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 305,175,000 | 323,480,000 | 326,411,000 | 330,210,000 |
| Total loans | 167,689,000 | 163,057,000 | 162,220,000 | 163,167,000 |
| Allowance for loan losses | 2,143,000 | 2,202,000 | 2,192,000 | 2,161,000 |
| Securities available for sale | 75,849,000 | 77,540,000 | 101,068,000 | 106,259,000 |
| Securities held to maturity | 20,215,000 | 18,745,000 | 20,791,000 | 15,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,972,000 | 247,970,000 | 259,201,000 | 264,223,000 |
| Interest-bearing deposits | 208,711,000 | 215,346,000 | 224,444,000 | 226,952,000 |
| Noninterest-bearing deposits | 33,261,000 | 32,624,000 | 34,757,000 | 37,271,000 |
| Equity capital | 39,865,000 | 40,945,000 | 40,692,000 | 39,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,688,000 | 11,614,000 | 15,506,000 |
| Interest expense | 1,175,000 | 2,374,000 | 3,581,000 | 4,786,000 |
| Net interest income | 2,658,000 | 5,314,000 | 8,033,000 | 10,720,000 |
| Noninterest income | 515,000 | 1,034,000 | 1,621,000 | 2,165,000 |
| Noninterest expense | 1,984,000 | 4,157,000 | 6,412,000 | 8,367,000 |
| Provision for loan losses | 105,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 1,084,000 | 2,028,000 | 3,083,000 | 4,359,000 |
| Income tax | 187,000 | 302,000 | 471,000 | 658,000 |
| Net income | 897,000 | 1,726,000 | 2,612,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,965,000 | 37,644,000 | 38,381,000 | 37,690,000 |
| Total capital | 39,108,000 | 39,846,000 | 40,573,000 | 39,851,000 |
| Risk-weighted assets | 207,159,000 | 208,066,000 | 206,961,000 | 213,625,000 |