Call reports 2009
CITIZENS NATIONAL BANK — 2009
What CITIZENS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 438,560,000 |
| Total loans | 188,019,000 |
| Allowance for loan losses | 3,108,000 |
| Securities available for sale | 173,290,000 |
| Securities held to maturity | 16,000 |
| Trading assets | 0 |
| Total deposits | 393,635,000 |
| Interest-bearing deposits | 386,081,000 |
| Noninterest-bearing deposits | 7,554,000 |
| Equity capital | 16,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 6,825,000 |
| Interest expense | 3,677,000 |
| Net interest income | 3,148,000 |
| Noninterest income | 650,000 |
| Noninterest expense | 2,414,000 |
| Provision for loan losses | 25,000 |
| Pretax income | -4,306,000 |
| Income tax | 0 |
| Net income | -4,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 9,321,000 |
| Total capital | 12,429,000 |
| Risk-weighted assets | 272,968,000 |