Call reports 2020
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2020
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 89,637,000 | 90,888,000 | 92,241,000 |
| Total loans | 60,447,000 | 58,825,000 | 55,687,000 |
| Allowance for loan losses | 750,000 | 750,000 | 750,000 |
| Securities available for sale | 2,060,000 | 1,077,000 | 793,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,625,000 | 80,824,000 | 81,663,000 |
| Interest-bearing deposits | 60,647,000 | 60,993,000 | 61,900,000 |
| Noninterest-bearing deposits | 18,978,000 | 19,831,000 | 19,763,000 |
| Equity capital | 8,547,000 | 8,705,000 | 9,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 872,000 | 1,627,000 | 2,342,000 |
| Interest expense | 126,000 | 231,000 | 323,000 |
| Net interest income | 746,000 | 1,396,000 | 2,019,000 |
| Noninterest income | 97,000 | 494,000 | 917,000 |
| Noninterest expense | 655,000 | 1,362,000 | 2,031,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 188,000 | 528,000 | 905,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 188,000 | 528,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 8,550,000 | 8,690,000 | 9,067,000 |
| Total capital | 9,215,000 | 9,407,000 | 9,753,000 |
| Risk-weighted assets | 53,151,000 | 57,402,000 | 54,897,000 |