Call reports 2019
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2019
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,026,000 | 84,307,000 | 84,245,000 | 85,329,000 |
| Total loans | 59,910,000 | 59,941,000 | 59,057,000 | 60,145,000 |
| Allowance for loan losses | 775,000 | 775,000 | 750,000 | 750,000 |
| Securities available for sale | 3,237,000 | 3,241,000 | 2,917,000 | 2,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,436,000 | 74,659,000 | 74,267,000 | 75,336,000 |
| Interest-bearing deposits | 57,795,000 | 58,097,000 | 57,265,000 | 58,011,000 |
| Noninterest-bearing deposits | 16,641,000 | 16,561,000 | 17,002,000 | 17,325,000 |
| Equity capital | 8,260,000 | 8,324,000 | 8,618,000 | 8,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,884,000 | 2,824,000 | 3,708,000 |
| Interest expense | 119,000 | 254,000 | 391,000 | 521,000 |
| Net interest income | 833,000 | 1,630,000 | 2,433,000 | 3,187,000 |
| Noninterest income | 78,000 | 171,000 | 296,000 | 461,000 |
| Noninterest expense | 619,000 | 1,252,000 | 1,854,000 | 2,615,000 |
| Provision for loan losses | 2,000 | 2,000 | 32,000 | 32,000 |
| Pretax income | 290,000 | 547,000 | 843,000 | 1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 547,000 | 843,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,251,000 | 8,307,000 | 8,603,000 | 8,562,000 |
| Total capital | 8,978,000 | 9,039,000 | 9,328,000 | 9,295,000 |
| Risk-weighted assets | 58,181,000 | 58,525,000 | 58,021,000 | 58,687,000 |