Call reports 2018
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2018
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,992,000 | 79,881,000 | 78,670,000 | 80,853,000 |
| Total loans | 59,633,000 | 61,351,000 | 60,855,000 | 62,839,000 |
| Allowance for loan losses | 750,000 | 760,000 | 775,000 | 775,000 |
| Securities available for sale | 3,946,000 | 3,772,000 | 3,407,000 | 3,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,103,000 | 70,986,000 | 69,476,000 | 71,610,000 |
| Interest-bearing deposits | 56,287,000 | 54,230,000 | 52,836,000 | 55,114,000 |
| Noninterest-bearing deposits | 17,816,000 | 16,756,000 | 16,640,000 | 16,496,000 |
| Equity capital | 7,585,000 | 7,624,000 | 7,889,000 | 7,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,628,000 | 2,493,000 | 3,345,000 |
| Interest expense | 76,000 | 165,000 | 263,000 | 355,000 |
| Net interest income | 722,000 | 1,463,000 | 2,230,000 | 2,990,000 |
| Noninterest income | 99,000 | 220,000 | 332,000 | 533,000 |
| Noninterest expense | 618,000 | 1,236,000 | 1,829,000 | 2,531,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 25,000 |
| Pretax income | 203,000 | 437,000 | 708,000 | 967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 437,000 | 708,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,592,000 | 7,627,000 | 7,901,000 | 7,961,000 |
| Total capital | 8,305,000 | 8,363,000 | 8,631,000 | 8,710,000 |
| Risk-weighted assets | 57,029,000 | 58,936,000 | 58,406,000 | 59,971,000 |