Call reports 2017
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2017
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,628,000 | 83,594,000 | 80,722,000 | 80,911,000 |
| Total loans | 57,658,000 | 58,227,000 | 57,947,000 | 60,187,000 |
| Allowance for loan losses | 725,000 | 735,000 | 750,000 | 750,000 |
| Securities available for sale | 4,150,000 | 4,569,000 | 4,311,000 | 4,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,157,000 | 75,061,000 | 71,999,000 | 72,284,000 |
| Interest-bearing deposits | 55,835,000 | 56,772,000 | 54,538,000 | 55,720,000 |
| Noninterest-bearing deposits | 16,322,000 | 18,289,000 | 17,461,000 | 16,564,000 |
| Equity capital | 7,222,000 | 7,204,000 | 7,447,000 | 7,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,376,000 | 2,164,000 | 2,961,000 |
| Interest expense | 65,000 | 131,000 | 198,000 | 269,000 |
| Net interest income | 615,000 | 1,245,000 | 1,966,000 | 2,692,000 |
| Noninterest income | 135,000 | 274,000 | 401,000 | 560,000 |
| Noninterest expense | 588,000 | 1,181,000 | 1,766,000 | 2,470,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 25,000 |
| Pretax income | 162,000 | 328,000 | 576,000 | 757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 328,000 | 576,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,189,000 | 7,157,000 | 7,405,000 | 7,388,000 |
| Total capital | 7,858,000 | 7,845,000 | 8,091,000 | 8,105,000 |
| Risk-weighted assets | 53,484,000 | 55,026,000 | 54,887,000 | 57,346,000 |