Call reports 2016
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2016
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 77,173,000 | 77,648,000 | 77,707,000 | 77,268,000 |
| Total loans | 56,805,000 | 56,682,000 | 57,288,000 | 58,794,000 |
| Allowance for loan losses | 700,000 | 713,000 | 725,000 | 725,000 |
| Securities available for sale | 5,988,000 | 4,009,000 | 3,777,000 | 4,136,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,014,000 | 69,489,000 | 69,227,000 | 69,013,000 |
| Interest-bearing deposits | 52,423,000 | 52,565,000 | 52,289,000 | 52,783,000 |
| Noninterest-bearing deposits | 16,591,000 | 16,924,000 | 16,938,000 | 16,230,000 |
| Equity capital | 6,930,000 | 6,934,000 | 7,124,000 | 7,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,349,000 | 2,025,000 | 2,713,000 |
| Interest expense | 67,000 | 133,000 | 202,000 | 269,000 |
| Net interest income | 616,000 | 1,216,000 | 1,823,000 | 2,444,000 |
| Noninterest income | 136,000 | 290,000 | 479,000 | 689,000 |
| Noninterest expense | 568,000 | 1,130,000 | 1,704,000 | 2,361,000 |
| Provision for loan losses | 6,000 | 19,000 | 31,000 | 31,000 |
| Pretax income | 178,000 | 357,000 | 567,000 | 741,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 357,000 | 567,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,861,000 | 6,841,000 | 7,051,000 | 7,028,000 |
| Total capital | 7,516,000 | 7,493,000 | 7,714,000 | 7,707,000 |
| Risk-weighted assets | 52,386,000 | 52,175,000 | 53,038,000 | 54,311,000 |