Call reports 2015
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2015
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,765,000 | 70,356,000 | 76,113,000 | 74,231,000 |
| Total loans | 50,995,000 | 52,420,000 | 53,291,000 | 57,219,000 |
| Allowance for loan losses | 675,000 | 675,000 | 688,000 | 694,000 |
| Securities available for sale | 5,759,000 | 4,972,000 | 4,983,000 | 5,975,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,834,000 | 62,433,000 | 68,045,000 | 66,304,000 |
| Interest-bearing deposits | 47,563,000 | 46,610,000 | 51,689,000 | 50,098,000 |
| Noninterest-bearing deposits | 15,271,000 | 15,823,000 | 16,356,000 | 16,206,000 |
| Equity capital | 6,726,000 | 6,628,000 | 6,826,000 | 6,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,237,000 | 1,872,000 | 2,527,000 |
| Interest expense | 58,000 | 115,000 | 175,000 | 240,000 |
| Net interest income | 562,000 | 1,122,000 | 1,697,000 | 2,287,000 |
| Noninterest income | 124,000 | 220,000 | 355,000 | 531,000 |
| Noninterest expense | 537,000 | 1,054,000 | 1,577,000 | 2,235,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 18,000 |
| Pretax income | 149,000 | 288,000 | 462,000 | 565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 288,000 | 462,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,678,000 | 6,618,000 | 6,785,000 | 6,686,000 |
| Total capital | 7,322,000 | 7,219,000 | 7,388,000 | 7,341,000 |
| Risk-weighted assets | 51,538,000 | 48,036,000 | 48,183,000 | 52,342,000 |