Call reports 2014
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2014
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,545,000 | 71,816,000 | 71,759,000 | 69,663,000 |
| Total loans | 50,226,000 | 50,155,000 | 51,148,000 | 52,558,000 |
| Allowance for loan losses | 650,000 | 670,000 | 670,000 | 675,000 |
| Securities available for sale | 5,672,000 | 4,732,000 | 5,729,000 | 5,731,000 |
| Securities held to maturity | 394,000 | 220,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,966,000 | 64,195,000 | 63,982,000 | 61,867,000 |
| Interest-bearing deposits | 47,192,000 | 48,668,000 | 48,177,000 | 45,437,000 |
| Noninterest-bearing deposits | 16,774,000 | 15,527,000 | 15,805,000 | 16,430,000 |
| Equity capital | 6,394,000 | 6,424,000 | 6,583,000 | 6,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,226,000 | 1,841,000 | 2,469,000 |
| Interest expense | 56,000 | 120,000 | 186,000 | 249,000 |
| Net interest income | 555,000 | 1,106,000 | 1,655,000 | 2,220,000 |
| Noninterest income | 83,000 | 196,000 | 294,000 | 463,000 |
| Noninterest expense | 504,000 | 997,000 | 1,494,000 | 2,076,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 11,000 |
| Pretax income | 134,000 | 300,000 | 450,000 | 597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 300,000 | 450,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,459,000 | 6,426,000 | 6,575,000 | 6,521,000 |
| Total capital | 7,049,000 | 7,013,000 | 7,165,000 | 7,159,000 |
| Risk-weighted assets | 47,146,000 | 46,872,000 | 47,130,000 | 51,027,000 |