Call reports 2013
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2013
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,607,000 | 68,980,000 | 66,392,000 | 65,743,000 |
| Total loans | 44,329,000 | 48,000,000 | 49,117,000 | 51,247,000 |
| Allowance for loan losses | 625,000 | 625,000 | 625,000 | 650,000 |
| Securities available for sale | 6,608,000 | 7,625,000 | 7,661,000 | 5,643,000 |
| Securities held to maturity | 394,000 | 394,000 | 394,000 | 394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,162,000 | 61,672,000 | 58,851,000 | 58,322,000 |
| Interest-bearing deposits | 48,691,000 | 48,581,000 | 43,463,000 | 44,621,000 |
| Noninterest-bearing deposits | 13,471,000 | 13,091,000 | 15,388,000 | 13,701,000 |
| Equity capital | 6,296,000 | 6,132,000 | 6,117,000 | 6,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,147,000 | 1,753,000 | 2,366,000 |
| Interest expense | 61,000 | 119,000 | 175,000 | 232,000 |
| Net interest income | 505,000 | 1,028,000 | 1,578,000 | 2,134,000 |
| Noninterest income | 88,000 | 161,000 | 240,000 | 420,000 |
| Noninterest expense | 504,000 | 993,000 | 1,487,000 | 2,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 92,000 | 199,000 | 334,000 | 450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 199,000 | 334,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,244,000 | 6,276,000 | 6,211,000 | 6,325,000 |
| Total capital | 6,783,000 | 6,851,000 | 6,800,000 | 6,935,000 |
| Risk-weighted assets | 43,004,000 | 45,914,000 | 47,118,000 | 48,723,000 |