Call reports 2012
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2012
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,730,000 | 66,057,000 | 65,909,000 | 65,940,000 |
| Total loans | 38,724,000 | 41,212,000 | 41,882,000 | 45,185,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 625,000 |
| Securities available for sale | 7,854,000 | 7,914,000 | 6,153,000 | 5,621,000 |
| Securities held to maturity | 1,548,000 | 1,357,000 | 992,000 | 843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,353,000 | 58,692,000 | 58,311,000 | 58,537,000 |
| Interest-bearing deposits | 44,305,000 | 46,849,000 | 45,964,000 | 47,041,000 |
| Noninterest-bearing deposits | 13,048,000 | 11,843,000 | 12,347,000 | 11,496,000 |
| Equity capital | 6,229,000 | 6,201,000 | 6,426,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,116,000 | 1,696,000 | 2,272,000 |
| Interest expense | 73,000 | 142,000 | 212,000 | 278,000 |
| Net interest income | 484,000 | 974,000 | 1,484,000 | 1,994,000 |
| Noninterest income | 95,000 | 181,000 | 299,000 | 464,000 |
| Noninterest expense | 443,000 | 875,000 | 1,306,000 | 1,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 136,000 | 289,000 | 486,000 | 598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 289,000 | 486,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,214,000 | 6,169,000 | 6,364,000 | 6,152,000 |
| Total capital | 6,697,000 | 6,685,000 | 6,885,000 | 6,708,000 |
| Risk-weighted assets | 38,513,000 | 41,168,000 | 41,616,000 | 44,399,000 |