Call reports 2011
COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA — 2011
What COMMUNITY STATE BANK OF SOUTHWESTERN INDIANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,442,000 | 60,323,000 | 59,650,000 | 59,088,000 |
| Total loans | 41,155,000 | 40,201,000 | 39,948,000 | 41,925,000 |
| Allowance for loan losses | 587,000 | 587,000 | 587,000 | 600,000 |
| Securities available for sale | 8,289,000 | 8,332,000 | 9,327,000 | 10,316,000 |
| Securities held to maturity | 2,725,000 | 2,245,000 | 1,747,000 | 1,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,906,000 | 53,304,000 | 52,427,000 | 51,828,000 |
| Interest-bearing deposits | 43,969,000 | 43,011,000 | 41,918,000 | 41,740,000 |
| Noninterest-bearing deposits | 11,937,000 | 10,293,000 | 10,509,000 | 10,088,000 |
| Equity capital | 5,531,000 | 5,986,000 | 6,207,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,227,000 | 1,816,000 | 2,407,000 |
| Interest expense | 115,000 | 217,000 | 305,000 | 384,000 |
| Net interest income | 503,000 | 1,010,000 | 1,511,000 | 2,023,000 |
| Noninterest income | 57,000 | 128,000 | 206,000 | 332,000 |
| Noninterest expense | 424,000 | 839,000 | 1,235,000 | 1,733,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 15,000 |
| Pretax income | 134,000 | 297,000 | 481,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -377,000 | -214,000 | 13,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,543,000 | 5,955,000 | 6,182,000 | 6,080,000 |
| Total capital | 6,051,000 | 6,456,000 | 6,687,000 | 6,601,000 |
| Risk-weighted assets | 40,569,000 | 39,966,000 | 40,326,000 | 41,596,000 |